Why We Love Homes (And You Should, Too!)

We are passionate about helping people buy and sell real estate.  Visit often for updates to our blog.

Feb. 18, 2019

So True!

This is so true.

Posted in FB Business Page
Feb. 9, 2019

Problem Solved

Sleep on It

Posted in Miscellaneous
Feb. 1, 2019



Posted in Miscellaneous
Dec. 26, 2018

Bargain Base Sale

One seller. Three properties. Your chance now. Go for it!

Pine Brothers LLC is winding down.  This is your chance to grab these properties at bargain base prices!

2 Lakota Way

180 Water Street

8862 Route 9

Don't wait. Call today!

Posted in Announcements
Dec. 10, 2018

We're so excited!

249 Point Road, Willsboro

Posted in Announcements
Nov. 29, 2018

Open House 2 Lakota Way

An open house will be held 1pm to 1:45pm, Saturday, December 1, 2018 at 2 Lakota Way. Bring your home inspector. Auction will begin online December 3, 2018.

Posted in Announcements
Nov. 1, 2018

Thank You, Paula

Thank you, Paula. We love it, too.

249 Point Road

Posted in Miscellaneous
July 16, 2018

Life isn't about. . . .

Life isn't about

Posted in Essential
Feb. 16, 2018

Listen to the Market

A couple placed their house on the market in 2012 for $199,000.  In 2018, the house sold for $195,000.  Annual taxes listed were $5,068 total.  Do the math.

If the market is telling you something, listen.  Paying close to $30,000 in taxes because you don't want to lose $10,000 in selling price isn't smart thinking.

Posted in Decisions
Dec. 13, 2017

USDA Home Loans

The U.S. Department of Agriculture (USDA) Rural Development has money available for low interest homeownership loans. Section 502 Direct and Guaranteed loans provide low to moderate income individuals and families the opportunity to acquire, build, rehabilitate, or improve single family dwellings in rural areas.


Section 502 Direct Loans may be made for the purchase of an existing home or to build a new house. Funds may also be extended to repair or renovate a house being purchased through its program. The standard term for a Section 502 loan is 33 years, but 38- year loans may be considered for those who cannot afford a 33- year loan. Applicants may be eligible for payment assistance to reduce monthly payments.

To qualify for USDA Rural Development's Direct Loan Program, applicants must have a household income of less than 80 percent of the county median, have an acceptable credit history and have sufficient income to make the mortgage payment. The home purchased must be modest, in good repair, (or able to be repaired with loan funds) and located in an eligible rural area. Interested persons can distinguish if their area is considered rural by visiting http://eligibility.sc.egov.usda.gov/eligibility/.

Section 502 Guaranteed Loans are available to moderate income families and individuals. Applicants apply to approved lenders and USDA Rural Development issues loan note guarantees to participating lenders. These loans are made for 30 years at a fixed interest rate. The lender may loan up to 101% of the appraised value, and closing costs and repairs can often be included in the loan. A down payment and private mortgage insurance is not required, but a 1.00% one-time guarantee fee is required at closing plus .35% annual fee.

For additional information regarding USDA Rural Development programs contact the Greenwich USDA Service Center at (518) 692-9940, Ext. 4 or visit http://www.rurdev.usda.gov/ny.